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	<title>Walnut Hill Advisors, LLC</title>
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	<link>http://www.walnuthilladvisorsllc.com</link>
	<description>Discreet Comprehensive Financial Planning Firm Serving A Limited Number of Families</description>
	<lastBuildDate>Wed, 08 Feb 2012 16:10:50 +0000</lastBuildDate>
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		<item>
		<title>Small Changes = Big Savings in Your Retirement Budget</title>
		<link>http://www.walnuthilladvisorsllc.com/small-changes-big-savings-in-your-retirement-budget/</link>
		<comments>http://www.walnuthilladvisorsllc.com/small-changes-big-savings-in-your-retirement-budget/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 16:55:09 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Cheap Ba***rd]]></category>
		<category><![CDATA[Retirement Income Planning]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1264</guid>
		<description><![CDATA[In my evening reading, I came across a nice article tip on saving money by getting oil changes when your auto manual recommends them, not every 3,000. In summary, many newer cars today require oil changes every 5,000 miles or more, so changing oil every 3,000 miles is excessive. Why is 3,000 recommended? It was [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Honest Broker &#8211; Reflections on Seth Godin&#8217;s Comments</title>
		<link>http://www.walnuthilladvisorsllc.com/the-honest-broker-reflections-on-seth-godins-comments/</link>
		<comments>http://www.walnuthilladvisorsllc.com/the-honest-broker-reflections-on-seth-godins-comments/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 05:43:12 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Observations & Analysis]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1249</guid>
		<description><![CDATA[From the blog of the famous Seth Godin: The honest broker It really is a choice, one or the other. Either you happily recommend the best option for your customer, or you give preference to your own items first. Either you believe in what you sell, or you don&#8217;t. Either you treat your best partners [...]]]></description>
		<wfw:commentRss>http://www.walnuthilladvisorsllc.com/the-honest-broker-reflections-on-seth-godins-comments/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>World Losing Respect for Dollar &#8211; Can Gold Help You?</title>
		<link>http://www.walnuthilladvisorsllc.com/world-losing-respect-for-dollar-can-gold-help-you/</link>
		<comments>http://www.walnuthilladvisorsllc.com/world-losing-respect-for-dollar-can-gold-help-you/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 04:32:49 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Asset Protection]]></category>
		<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1239</guid>
		<description><![CDATA[It&#8217;s coming. The fastest growing economies are just tired of our BS. As a nation we use our military and our dollars to try to influence other countries. Contrary to what many people think, these folks don&#8217;t like that. Which is why they&#8217;re doing things like this: India Will Transact with Iran in Rupees What [...]]]></description>
		<wfw:commentRss>http://www.walnuthilladvisorsllc.com/world-losing-respect-for-dollar-can-gold-help-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Exposed to Indirect Liability?</title>
		<link>http://www.walnuthilladvisorsllc.com/are-you-exposed-to-indirect-liability/</link>
		<comments>http://www.walnuthilladvisorsllc.com/are-you-exposed-to-indirect-liability/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 17:06:57 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Asset Protection]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Under Age 35]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1228</guid>
		<description><![CDATA[Many of my clients are aware of the fact that their children&#8217;s activities with the family car and other family property exposes them to liability. However, I would guess that many people don&#8217;t think about the consequences of letting a friend outside the household borrow their car (or boat etc). A recent example: A friend [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Housing Options Not Just an American Problem &#8211; Rwanda Too</title>
		<link>http://www.walnuthilladvisorsllc.com/retirement-housing-options-not-just-an-american-problem-rwanda-too/</link>
		<comments>http://www.walnuthilladvisorsllc.com/retirement-housing-options-not-just-an-american-problem-rwanda-too/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 18:48:59 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Downsizing]]></category>
		<category><![CDATA[Retirement Income Planning]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1155</guid>
		<description><![CDATA[While traditionally the elderly have been taken care of by their family, the emergence of retirement homes causes worries that families might be more inclined to abandon them. ~ Rwanda Focus The above quote could have come from any American newspaper. But interestingly, it comes from a Rwandan newspaper, where it appears they have a [...]]]></description>
		<wfw:commentRss>http://www.walnuthilladvisorsllc.com/retirement-housing-options-not-just-an-american-problem-rwanda-too/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is 60 the New 40? And is 90 the New 85?</title>
		<link>http://www.walnuthilladvisorsllc.com/is-60-the-new-40-and-is-90-the-new-85/</link>
		<comments>http://www.walnuthilladvisorsllc.com/is-60-the-new-40-and-is-90-the-new-85/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 17:03:57 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Retirement Income Planning]]></category>
		<category><![CDATA[long term care]]></category>
		<category><![CDATA[longevity risk]]></category>
		<category><![CDATA[retirement income planning]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1138</guid>
		<description><![CDATA[In a recent article, Medical News Today highlighted a recent Census Bureau report which predicts that there will be 9 million people in the USA over the age of 90 by the year 2050. Simply amazing. Of course we get an endless stream of headlines that some older age is the new younger age (60 [...]]]></description>
		<wfw:commentRss>http://www.walnuthilladvisorsllc.com/is-60-the-new-40-and-is-90-the-new-85/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>WSJ: &#8220;Don&#8217;t Let Grown Kids Ruin Your Retirement&#8221;</title>
		<link>http://www.walnuthilladvisorsllc.com/wsj-dont-let-grown-kids-ruin-your-retirement/</link>
		<comments>http://www.walnuthilladvisorsllc.com/wsj-dont-let-grown-kids-ruin-your-retirement/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 14:57:25 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Downsizing]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Observations & Analysis]]></category>
		<category><![CDATA[Retirement Income Planning]]></category>
		<category><![CDATA[adult dependents]]></category>
		<category><![CDATA[children living off parents]]></category>
		<category><![CDATA[dont let your adult kids ruin your retirement]]></category>
		<category><![CDATA[downsizing]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[siphoning]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1093</guid>
		<description><![CDATA[&#8220;How much are you willing to sacrifice?&#8221; Mr. Ellis recalls asking the retired couple. &#8220;Are you willing to give up your own needs?&#8221; Mr. Ellis&#8217;s clients made the tough, and right, call. They cut off their daughter. ~from Wall Street Journal I saw THIS article (Don&#8217;t Let Your Adult Kids Ruin Your Future) in the [...]]]></description>
		<wfw:commentRss>http://www.walnuthilladvisorsllc.com/wsj-dont-let-grown-kids-ruin-your-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Celebrate 2011 &#8211; An &#8220;Outstanding&#8221; Year or One of the &#8220;Hardest Ever&#8221; for Investors?</title>
		<link>http://www.walnuthilladvisorsllc.com/celebrate-2011-an-outstanding-year-or-one-of-the-hardest-ever-for-investors/</link>
		<comments>http://www.walnuthilladvisorsllc.com/celebrate-2011-an-outstanding-year-or-one-of-the-hardest-ever-for-investors/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 19:12:48 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Observations & Analysis]]></category>
		<category><![CDATA[2011 in review]]></category>
		<category><![CDATA[bad year]]></category>
		<category><![CDATA[good year]]></category>
		<category><![CDATA[investors]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1068</guid>
		<description><![CDATA[Among my various readings over the past 2 weeks, I cam across these two articles: 11 Reasons Why 2011 Was an Outstanding Year for Investors and This Chart Explains Why 2011 Was One of the Hardest Years Ever for Investors Both articles were interesting reads, though I didn&#8217;t notice the opposing titles until I reviewed [...]]]></description>
		<wfw:commentRss>http://www.walnuthilladvisorsllc.com/celebrate-2011-an-outstanding-year-or-one-of-the-hardest-ever-for-investors/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Make This Costly Beneficiary Mistake on Your IRA Account</title>
		<link>http://www.walnuthilladvisorsllc.com/dont-make-this-costly-beneficiary-mistake-on-your-ira-account/</link>
		<comments>http://www.walnuthilladvisorsllc.com/dont-make-this-costly-beneficiary-mistake-on-your-ira-account/#comments</comments>
		<pubDate>Wed, 14 Dec 2011 15:05:20 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[IRA Planning]]></category>
		<category><![CDATA[Retirement Income Planning]]></category>
		<category><![CDATA[beneficiary]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[heirs]]></category>
		<category><![CDATA[ira]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[trust]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1032</guid>
		<description><![CDATA[You&#8217;ve done your estate planning. You&#8217;ve put assets into a trust, that distributes to your heirs upon you and your spouse&#8217;s death. You and your spouse are the trustees and instructions are clear for the backup trustee. Most of your assets will avoid probate. You also took care of any estate tax issues with trust [...]]]></description>
		<wfw:commentRss>http://www.walnuthilladvisorsllc.com/dont-make-this-costly-beneficiary-mistake-on-your-ira-account/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Estate Planning Lessons from Dad</title>
		<link>http://www.walnuthilladvisorsllc.com/estate-planning-lessons-from-dad/</link>
		<comments>http://www.walnuthilladvisorsllc.com/estate-planning-lessons-from-dad/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 16:04:47 +0000</pubDate>
		<dc:creator>Chris</dc:creator>
				<category><![CDATA[Asset Protection]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[estate planning]]></category>
		<category><![CDATA[executor]]></category>
		<category><![CDATA[health care proxy]]></category>
		<category><![CDATA[legal]]></category>
		<category><![CDATA[power of attorney]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[trust]]></category>
		<category><![CDATA[will]]></category>

		<guid isPermaLink="false">http://www.walnuthilladvisorsllc.com/?p=1029</guid>
		<description><![CDATA[A wonderful story appeared in the financial blog GetRichSlowly: Rather than blab let me share the author&#8217;s words: But the most unexpected financial lesson my father taught me came after he passed away. I am the executor of his estate. My dad was always a planner, but the things he did to make this processes [...]]]></description>
		<wfw:commentRss>http://www.walnuthilladvisorsllc.com/estate-planning-lessons-from-dad/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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