I have read quite a few articles which either prefer one type to the other or more typically, conclude with the time-honored answer, “it depends.” Unfortunately, for those looking for a definite answer, I have to agree with the ‘it depends’ answer.
Bottom line, each person has their own tax, investment, liquidity, etc issues that need to be factored into an account. This fact should not be ignored when discussing IRA and even 401(k) planning.
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