Blog Archive

Getting Financially Organized in the 21st Century

Being financially organized in the 21st century can be simple and easy. However, it may take some time. Moreover, my articles and videos are for people who are serious about making smart choices with their money. Therefore, even though this article will be a bit detailed, for serious people, I am sure they will appreciate it.  …

A Prohibited Transaction Blows Up Another IRA

Another IRA prohibited transaction by a taxpayer blows up yet another IRA from LISI James and Judith Thiessen wanted to obtain the assets of a metal fabrication business. To enable that acquisition, they rolled over their tax-deferred retirement funds into newly formed Individual Retirement Accounts. Those IRAs then acquired the initial stock of a newly formed …

Financial Planner Better Than a Therapist?

Is a financial planner better than a therapist? In his October 2015 article, financial columnist Lou Carlozo listed 7 Reasons Your Financial Planner Can Replace Your Therapist. Here’s my video analysis followed by some written content below:   Financial Planner Better Than a Therapist – Analyzed In my video, I analyze the 7 ways listed by Carlozo. …

Retirement Debt – Sinking Boomers’ Dreams

Retirement debt is the problem that boomers didn’t think they’d have… Sherry* should be retired. She has nearly paid off her 3 family home in a desirable metro area. She has saved over $500,000 in her retirement accounts. And she can count on a social security check, 2 rental incomes and income from her retirement account. But …

Annuity Rollover Options

When considering annuity rollover options, an investor may learn some new terms. Like 1035 exchange. Or Fixed Index Annuity. Or caps, spreads, etc. BLEH! However, in this article, I put together a concise overview of the landscape you face today. For the layman. Not the annuity geek. When considering options for money invested in an …

Workplace Benefits: Making Smart Choices When You Change Jobs

Understanding Workplace Benefits… Congratulations on your new position! I know the last thing on your mind are your new workplace benefits. Because I’m sure you are full of excitement about your success. You competed against a few other very qualified candidates and you came out on top. And now you have an exciting new challenge. …