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You Can “Roll Over” Your Old Annuities & Life Insurance

Why Even Consider an Annuity Rollover? Many people have annuity contracts that date to pre-Ronald Reagan. Because of the potential tax hit, they’re afraid to move their money. As a result, they avoid looking for a better option. Even though a move might be advantageous. If you are in this boat, there is good news for you. If …

Roth Conversion: Why You Might NOT Want To

Although many clients and advisors are jumping at this opportunity (to convert Traditional IRA's to Roth IRA's), there are a number of factors that must be examined, including the possibility that a client will have extraordinary home assistance and medical expenses that will, in effect, be payable from taxable retirement plan accounts on a tax-free …

Buying Future Retirement Income Security In Advance?

Many people worry about outliving their income. And typically, because fewer and fewer people have a pension that they can rely on to be there when they are much older, they wonder what to do with their 401k or IRA money that will make sure they have a stable retirement income later on. Enter Longevity Insurance! …

Attention Gen X & Gen Y: 4 Gaping Holes In Your Financial Plan

Attention Gen X  and Gen Y: 4 Gaping Holes In Your Financial Plan Comprehensive financial planning is a topic that often eludes younger people. Today thought, more people are thinking about planning at a younger age as they know they have to take care of themselves because with so much spending on the older generations …