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Bearishness Hitting a Peak

According to well-known contrarian indicators such as the AAII’s bull/bear survey (American Association of Individual Investors), pessimism is at the extreme level that most of the time signaled a rally in the markets (see front page on left side of AAII website). Will markets start rising from here? Well, it helps that Asian & European …

Single Women 50+ Beware of “The Nice Guy”

Note: This is a particularly harsh article – but one I think is terribly necessary to write… I am worried. From a planner’s perspective, I am seeing more and more widows and divorcees among women between the ages of 50-60. Oftentimes, it was a great husband who passed away (good ones seem to die young) …

Roth Conversion – A Good Idea?

I am currently knee-deep into my final client Roth IRA conversion analyses before the year ends and since I am doing that, I thought I would share some ideas that are going through my head as I do this. First off, in order to consider this, it is likely that you think that tax rates …

Merger Arbitrage a Good ‘Alternative?”

Investors and financial media seem enamored these days about ‘alternative investing.” Alternative investing includes such things as private equity, hedge funds, managed timberland and futures strategies. The reasoning is simple – when one’s traditional mutual fund portfolio has returned close to nil over the course of the last 10 years, one starts to look elsewhere …

Most Renters Don’t Insure – Big Mistake

A new study by apartments.com, and reported on MHN Daily news, states that 67% of renters don’t bother to purchase renters’ insurance, even though the rate of theft is 50% higher for renters than for owners. Multi-Housing News Online Interestingly, what the renter may not understand is that the renter is also missing out on …

Beware of Financial “Pornography”

Whenever I am at a social function, the conversation inevitably turns to what each of the conversants does for work, and of course, as you know it, when they find out what I do, I will often get asked about some pressing economic issue. More often than not, the questioner saw something on one of …

Nostalgic

I was looking through some of my saved videos on my YouTube account when I happened upon Ric Ocasek’s Emotion in Motion: Hearing this song, which came out in my early teen years, instantly brought me back to thoughts of the past (of course I think the Cars were a fantastic band – I for …